Protecting the structural integrity of your roofing system should be a priority because it is one of the most important aspects of any fundamental maintenance and repair program. Once your roof begins to show signs of damage or reduced performance, it is wise to contact an authorized roofing company who can locate the source of the damage and make professional repairs or adjustments as needed. The sooner you catch a roof problem and deal with it, the less expensive and intrusive the repair process will be. This includes professional inspections after the storm to make sure your property is still intact.
Since most homeowners are not roofing experts, it is common to have a lot of questions and concerns when it comes time to repair a roof. Keep reading some frequently asked questions about roof repair and replacement to better understand the needs of your roof system after a severe storm.
If there is only a small amount of damage, should I still repair my roof?
Even if you only suffer a small amount of damage, you must repair it to the integrity of your roofing system. Neglecting to repair small damages can lead to more expensive damage, such as water damage.
Will my insurer let me down if I file a roof repair claim?
Since the damage caused by storms is out of your control, it is very unfortunate that your insurance company owners will drop your policy. In fact, it is illegal for them to do so in most states. It is possible that there are exceptions to this rule, but in most cases your policy will not be penalized for filing a claim for damage caused by a storm.
Will my insurer increase my rates if I file a roof repair claim?
It is common for insurers to raise everyone's rates after a violent storm or natural disaster. disaster. One way to see this is that you should file a repair claim since you are already going to help pay for everyone. It is possible that there are also exceptions to this rule.
Why is my new roof not covered by the manufacturer's warranty?
It is very common for manufacturers of roofing products to exclude hail repairs from their warranties. In fact, several warranties specifically refer to hail as an uncovered repair. Keep in mind that newer roofs are more prone to hail damage because they have not yet had enough time to heal and gain resistance against the natural elements. To avoid this problem, talk to a trusted contractor about the affordable hail damage protection options available to you.
Do I have storm damage if all my shingles are still intact?
Missing shingles are not the only indication of storm damage. A storm can cause all kinds of problems for a roof, many of which are undetectable at first sight. For this reason, it is important to understand that your roof may have been damaged during a severe storm, even though it appears to be in the same condition as before.
Can I repair hail damage years ago?
The answer to this question is "yes". You can have your roof repaired at any time, regardless of age or condition. However, the cost and time required to do so will likely be higher, and you may need to replace your entire roof. The question here is to file a claim with your owners & # 39; insurance company. They can not cover repairs if too much time has passed. It varies from one case to the other, of course.