How to avoid fraud at home


When it comes to building houses, there are thousands of general contractors to choose from. The best way to refine reputable contractors from those who are not so reputable is to do your research, ask the right questions, ask for proof of identity and choose an entrepreneur who works specifically in the domain you need. For example, if you need a roof replacement, choose an approved roofing contractor rather than a home improvement contractor. A vague job description can mean that they specialize in a wide range of construction projects. Instead, you want a contractor who operates his business with a keen focus on repairing and replacing the roof.

One of the biggest problems in the residential construction industry is the contractors scam. It is essential to always be wary of home improvement scams because they are very common. They can easily cost a homeowner thousands of dollars if they are dishonest victims. Fortunately, everyone can avoid becoming a victim of home improvement scams with the right knowledge and attitude. Continue reading to learn important information about identifying these types of scams, protecting against fake loans, and who to turn to if you have a bad experience with an uninvolved entrepreneur. ethics.

Signs that an entrepreneur is trying to defraud You:

– They go door-to-door and offer their belongings

– They come to your door and offer you discounts for referring other guests.

– They tell you that they can give you a market because they have surplus materials from another job.

– They give you ultimatums or urge you to take an immediate decision

– They only accept payments in cash and / or ask you to pay all fees in advance.

– They know a lender and recommend that you borrow money from them.

– They ask you to obtain building permits

– They tell you that the work of your property is going to be a "demonstration".

– They Offer a Lifetime or Improbable Lifetime Warranty

– You Can not Find Their Company Number or Name in Local Directories .

Even one of these signs indicates that you are not working with an experienced manager or contractor. In addition, you should be wary of a similar scam with loans. The disadvantages of home improvement are just as common and prejudicial. This can lead you to unknowingly sign a mortgage with incredibly high interest rates, points and fees. And since the entrepreneur has already been paid by this loan, they can lose interest in the job and not do a good job; or even worse, do not finish the job at all

How to report a bad experience

If you have a bad experience like this with an entrepreneur, try to work first with them. After any telephone conversation, send them a certified letter and ask them for a receipt. Then keep copies of all records. This paper trail is your record that the company or the contractor has received your letter. If that does not work, you always have other options.

You can report them to some industry organizations, and maybe win some sort of reward. This includes the state Attorney General, the local Consumer Protection Bureau, the local association of home builders, the local media call-to-action lines and various dispute resolution programs in your city.


Source by Sarahbeth Kluzinski

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